Long-term and Short-term Disability Claims

If you have been denied short- or long-term disability benefits, contact us.​ We can help.

We have helped thousands of people across Ontario obtain disability benefits that were wrongfully denied by their own insurance companies.

We have experience successfully advocating for people who suffer from depression, anxiety, fibromyalgia, chronic pain, chronic fatigue syndrome, autoimmune disorders, mild traumatic brain injury, chronic headaches, psychological trauma, post-traumatic stress disorder, long COVID, along with a range of other disabling medical conditions.

If you believe your short- or long-term disability or critical illness benefits were wrongfully denied in Ontario, you need a lawyer who can defend your rights.

INSURANCE POLICIES

You may have long-term and short-term disability insurance available to you through an employer’s benefit plan or you may have purchased it directly from an insurer.

By paying the required premiums, employees and private purchasers are owed disability benefits in the event of an injury or disability that prevents them from working.

REASONS FOR DENIALS

Unfortunately, insurers don’t always hold up their end of the contracts and deny claims based on reasons such as:

• Applicants are not disabled
• Applicants are able to do a different job
• Applicants made misrepresentations about their medical conditions on their insurance applications

We believe disabled employees deserve the benefits they are owed. And we will do whatever it takes to ensure we obtain the best results for our clients.

At Howie, Sacks & Henry LLP we have disability claims lawyers that can meet with you throughout Ontario, including in:

Barrie, Belleville, Brampton, Brant, Brantford, Brockville, Cobourg, Dryden, Kingston, Kitchener-Waterloo, Leamington, London, North Bay, Oakville, Oshawa, Ottawa, Pembroke, Peterborough, Sarnia, Sault Ste. Marie, St. Catharines, St. Thomas, Stratford, Sudbury, Thunder Bay, Timmins, Welland and Windsor.