Accident Benefits Claims

Since the early 1990’s, all automobile policies in Ontario have included statutory accident benefits coverage. The accident benefits you are entitled to following a motor vehicle accident injury, even if the accident was your fault, include:

  • Income replacement
  • Non-earner benefit
  • Caregiver benefit
  • Housekeeping benefit
  • Attendant care benefit
  • Medical and rehabilitation expenses

Even with these rights, you still need to manage complex accident benefits claims to get the compensation and benefits you need and are owed to you from the Motor Vehicle Accident Claims Fund (MVACF). Accident victims understandably often have the impression the accident benefits process is simple, but usually it’s not.

Accident benefits: critical timelines

7 days

To notify your insurer of your intention to apply for accident benefits

30 days

To submit your Accident Benefits Application Package

120 days

From the date of the accident to notify of intention to sue

We work hard for your rights: to us you aren’t just a file, you are a life

At Howie, Sacks & Henry , we use our expertise in accident benefits law to help you receive income replacement, caregiver, therapy, housekeeping, and attendant care benefits, and any home modifications you may be entitled to.

By vigorously protecting your rights against insurance companies before the courts and the Financial Services Commission of Ontario (FSCO), we can help relieve the stress and confusion that comes with navigating the no-fault benefit insurance system, and ensure you receive full compensation.

We genuinely care about our clients and are proud of our track record of maximizing their available accident benefits following motor vehicle accident injuries .

Among the best in Canada

Since 2011, our peers have consistently voted for us as one of Canada’s top personal injury firms in Canadian Lawyer magazine’s annual rankings of the top personal injury boutiques in Canada.

Howie, Sacks & Henry LLP – Personal Injury Law – Canadian Lawyer Magazine 2023