HSH partner Kaitlyn MacDonell was published in Law360 Canada, examining the growing systemic problems in Ontario’s no-fault auto insurance regime. Citing data from the Ontario Trial Lawyers Association, Kaitlyn notes that insurers win roughly 90 per cent of coverage disputes at the Licence Appeal Tribunal, leaving many injured claimants to fight lengthy battles just to access the benefits their policies are supposed to provide.
Drawing on cases from her own practice, including clients who faced procedural denials and prolonged hearings despite serious, life-altering injuries, she illustrates just how high the stakes can be for accident victims navigating the system. Kaitlyn also breaks down Ontario’s new “à la carte” insurance changes, effective July 1, 2026, and what they mean for drivers weighing coverage against cost, including why the legal minimum liability coverage may no longer be enough.
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