May 12, 2016 – Cheaper Car Insurance Means Less Coverage for Ontarians

Howie, Sacks & Henry LLP – Personal Injury Law – Motor Vehicle Accidents
Howie, Sacks & Henry LLP – Personal Injury Law – Adam Wagman

Adam Wagman

HSH Senior Partner and Ontario Trial Lawyers Association (OTLA) President-Elect, Adam Wagman quoted extensively in Yahoo! Finance.

Beginning June 1, Ontario’s car accident survivors may be forced to make a lot of tough choices when it comes to their rehabilitation and quest for independence as newly disabled people. Those with non-catastrophic injuries, such as a broken leg, will receive a combined $65,000 instead of the $50,000 for care and $35,000 for treatment that they’re currently entitled to. On top of that, those with catastrophic injuries, such as a permanent disability, will go from receiving $2 million to $1 million.

In this article, Adam notes that:

This change that is coming on June 1 is the single biggest cut to insurance that we’ve seen in many, many years in this province.

This change means if you’re in a wheelchair, you’re going to have to make some decisions. Do you renovate your house to make it wheelchair accessible or do you save that money so you can have someone help to care for you so you can get a bath?

What the government has done is cut benefits, which is the easiest way to reduce premiums, but also the most devastating to those who really need those benefits.

Click to view the Statutory Accident Benefits Schedule [PDF], which includes these recent changes.

Click to read the full article by Aaron Broverman, “Cheaper auto insurance means less coverage for Ontarians.”

For more information about accident benefits, please contact Adam Wagman at or 416-361-0988.

About Adam Wagman

Adam Wagman is Senior Partner and the former Managing Partner at HSH. Adam is recognized as a leader in the legal community. He is currently President-Elect of the Ontario Trial Lawyers Association (OTLA), and will become President in May 2016.  He is a member of and has held leadership roles in a number of professional associations and organizations.

About OTLA

The Ontario Trial Lawyers Association (OTLA) was formed in 1991 by lawyers acting for plaintiffs. Our purpose is to promote access to justice for all Ontarians, preserve and improve the civil justice system, and advocate for the rights of those who have suffered injury and losses as the result of wrongdoing by others, while at the same time advocating strongly for safety initiatives.

Share May 12, 2016 – Cheaper Car Insurance Means Less Coverage for Ontarians

Recent Blog Posts

Recent News

Upcoming Events

Among the best in Canada

Since 2011, our peers have consistently voted for us as one of Canada’s top personal injury firms in Canadian Lawyer magazine’s annual rankings of the top personal injury boutiques in Canada.

Howie, Sacks & Henry LLP – Award – Canadian Lawyer Magazine

Tell us what happened

Our team of highly-trained lawyers are here to listen and help.