In my earlier video, I discussed some of the reasons why insurers deny claims.
Insurers have a vested interest in the outcome of a claim. The more claims they deny, the higher their profit margins are likely to be.
But disability lawyers can level the playing field with these insurers. Here’s why it makes sense to hire a disability lawyer if your claim has been denied.
A disability lawyer will make sure to:
- Send all relevant medical information to the insurer
- Ensure you meet all timelines set out in your policy
- Obtain letters from your treating doctors and expert doctors that respond to the specific provisions of your policy. (Knowing the right questions to ask doctors, rather than relying on the often bias forms sent by insurance companies, can be the difference between an approved claim and a denied one.)
- Move your case toward resolution through the settlement negotiations or the legal process
Hiring a disability lawyer will also allow you to focus on your health and your wellbeing. A lawyer, not you, will be responsible for dealing with the paperwork, with the insurer, and with all the stressors associated with a denied claim.
At Howie, Sacks & Henry, we help clients recover their disability benefits, their health, and their wellbeing.
If your disability claim has been denied and you are too sick and too tired to fight the insurer, call me anytime. I’d be happy to help you today.