Helping Clients Across Ontario with LTD Claims

We can help with your LTD Insurance denial

As more employees experience the chronic health effects of COVID-19 and the mental health challenges of working through a pandemic, long-term disability insurance claims are on the rise in Ontario. LTD benefits can provide financial security and peace of mind while clients are dealing with persistent health issues. Insurance companies, however, can often make the claims process complicated and unpleasant.

Whether you are thinking about filing a claim, or whether your claim has been denied or your benefits terminated, we want to help.

Reach out for a free consultation. Lawyers from our LTD team can meet with you anywhere in Ontario, or via videoconference, to review your specific situation and answer your questions. We will listen carefully to your story, and we will answer all of your questions clearly. Because we work on a contingency basis, we will not bill you for our services until you have received your benefits payment from the insurance company or your case has settled.

  • If you are considering whether to begin a claim for LTD benefits, we can explain the process and the key aspects of your policy that will affect your claim.
  • If your LTD claim has been denied, our lawyers can review the insurance company’s decision and advise you on your options to appeal.
  • If your benefits have been terminated, we can negotiate with the insurance company and fight for the benefits you are entitled to receive.

Our LTD lawyers have handled countless disability and critical illness insurance claims, and we have years of experience helping clients who are suffering from mental health issues and other ‘invisible’ medical conditions, such as chronic fatigue, fibromyalgia, and autoimmune disorders, to name a few.

Get in touch today to learn how Howie Sacks & Henry can help.

Among the best in Canada

Since 2011, our peers have consistently voted for us as one of Canada’s top personal injury firms in Canadian Lawyer magazine’s annual rankings of the top personal injury boutiques in Canada.

Howie, Sacks & Henry LLP – Personal Injury Law – Canadian Lawyer Magazine 2023
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