Servicing Welland and all of Ontario
The pressures of the modern workplace can be intense. There are often demands to complete projects on time and under budget, to increase sales or productivity, to increase workloads after layoffs. While there are many coping mechanisms and strategies to manage periods of great stress on the job, some of us face unique additional challenges as we strive to find balance.
People with certain medical conditions, including depression, mood and anxiety disorders, fibromyalgia (chronic pain), and post-traumatic stress disorder, may find that workplace stress can trigger or aggravate debilitating symptoms that make things even more difficult. For some, including people living in Welland, work life may go from difficult to impossible as poor health robs them of the capacity to function as they normally would.
Fortunately, many employees are able to take some time off by using sick days when their ill health keeps them from work. If a medical condition requires a longer period of rest or recovery, people who have private insurance plans (with employee or employer-made contributions) may be eligible to take longer leaves of absence.
Short-Term and Long-Term Disability Benefits
Employees on a short-term disability leave may receive a portion (or sometimes all) or their usual earnings and additional health benefits for periods of up to 15 weeks to one year. Ordinarily, a medical practitioner’s reports detailing the nature of the illness, treatment plans, and a schedule for a return to work are sufficient to access these benefits.
When the maximum period for a short-term leave is nearing its end and there appears to be no likelihood that an employee will be able to return to the job in the immediate future, insurers may begin the long-term disability (LTD) benefits application process. LTD applications often require independent medical assessments and testing and even applicant surveillance in order for an insurance provider to make a decision about extending benefits.
Sadly, sometimes applicants with legitimate illnesses or disabilities are denied disability benefits if an insurer concludes they are not disabled, not sufficiently disabled, or misrepresented themselves or their disability on an application.
Challenging A Denial Letter Is Possible
Howie, Sacks and Henry’s critical illness and disability lawyers are ready to help you in Welland if you’ve been denied the disability benefits you deserve. We can assist you in the appeal process, advocate on your behalf with your insurer, and bring your case to court if that’s what it takes to seek the resources you’ll need to focus on your health and well-being.
The HSH team understands how difficult it can be to think about the legal process when you’re already not feeling your best. We bring empathy, compassion and kindness to all our interactions with clients and ensure you know that we are not only here as your legal representative, but also your trusted advocate and supporter.
Our Disability Lawyers Serve The Welland Area
An HSH critical illness and disability lawyer is able to visit you in your own home in the Welland area or to arrange a meeting at a nearby consultation office. We will answer questions you may have, discuss your case, and advise you on your options as we move forward.
Insurers are well aware that HSH builds strong, well-researched cases. They know we won’t hesitate to bring them to court if they aren’t willing to make a fair and just settlement offer that meets the needs of our clients. Our expertise handling files involving complex and challenging conditions, our years of experience, and our determination to advance our clients’ best interests have helped us earn a strong reputation in this field.
When an illness or disability prevent you from working but your insurance provider rejects your claim for benefits, trust the team at HSH to be by your side and on your side. Together, we’ll work to access the resources you need to focus on your health, well-being and recovery.
Looking to work with a disability lawyer in Welland? Contact Us.
We service the Welland and surrounding area, including St. Catharines, Niagara, Grimsby and Pelham. When you think Disability Lawyer Welland, Think Howie, Sacks & Henry.