Servicing Pembroke and all of Ontario
Seeing is believing, they say. A cast, a wheelchair, crutches…These are all visible indications that someone has a disability that may prevent them from working at their job as they usually would. But what about the disabilities that are more difficult or impossible to see with the naked eye?
Each week, 500,000 Canadians will miss work due to mental health issues, including anxiety and mood disorders, depressive states and major depression, and people living in the Pembroke, Renfrew and Arnprior area are no exception. Research also suggests as many as 30% of people experience some type of chronic pain or fibromyalgia that affects their ability to work. One survey found an average of eight work days a year were missed due to the effects of this pain, and 4% of respondents missed 49 or more days of work. Non-visible disabilities are very real, and they can have significant impact on a person’s livelihood.
Getting Help While Missing Work
When regular sick days are exhausted or otherwise inadequate to deal with these debilitating conditions, employees with private health insurance plans (where they or their employer pay premiums) have the ability to take time off to manage their symptoms while still receiving all or a portion of their salary and other health benefits.
Short-term disability benefits can usually be obtained by providing reports about the nature of your disability from your medical practitioner. If a person remains unable to return to work after the short term disability period (up to 15 weeks to a year depending on the insurance plan), a disabled employee make seek long-term disability (LTD) benefits. Usually, insurance providers will require additional testing, independent assessments and further applications before they will grant LTD benefits.
If You’re Denied Benefits, There Is Hope
Sadly, people in real need of disability benefits can be denied access to them. An insurer may conclude an applicant isn’t disabled, is not sufficiently disabled to qualify, or submitted incorrect or misleading information about the nature of their disability on an application. For a person with a non-visible disability where pain or the level of disability is deemed to be subjective, these denials might seem especially difficult to challenge.
Howie, Sacks and Henry’s disability and critical illness lawyers can help you in Pembroke if your disability claim has been denied. Our knowledgeable team has the expertise you need to put together strong claim applications or to work on building evidence for an appeal if your application was rejected. As one of Canada’s top-rated personal injury firms, HSH has experience with complex claims and disability and can help direct you to experts whose assessments may help your case.
Our Disability Lawyers Serve The Pembroke Area
An HSH disability and critical illness lawyer will gladly arrange to visit you in your home in the Pembroke area or at a nearby consultation office. We understand disabilities can sometimes make travelling difficult and distance should never become a barrier to your right to receive high quality legal representation.
HSH disability and critical illness lawyers will listen to your story and explain what we can do to help you seek the benefits you deserve. Our firm has a reputation among insurers for building strong, court-ready cases. We’ll advocate on your behalf and aim to negotiate a fair and just settlement that meets your needs; but rest assured, we have no fear about bring our cases to court if we believe you can do better than their offer.
Having a disabling condition that prevents you from working can be isolating and lonely. You should know that you are not alone. Trust an HSH lawyer to be by your side and on your side in Pembroke. Together, we will make every effort to get you the financial resources and assistance you need for your recovery.
News You Can Use
“The Painful Truth: The State of Pain Management in Canada.” Read the Report.
Looking to work with a disability lawyer in Pembroke? Contact Us.
We service Renfrew County including Pembroke, Petawawa, Renfrew, Laurentian Valley, Deep River, and surrounding areas. When you think Disability Lawyer Pembroke, Think Howie, Sacks & Henry.